We help you get approved for mortgages, auto loans, and credit cards!


Select Your Tradeline
Choose a tradeline - each come with 10% utilization or less and a perfect payment history.
Credit Boost
We add the tradeline’s positive credit to your report.
Flexible, Monthly Plan
Cancel anytime for full control.
No Card Access
You won’t receive the physical card—just the credit benefits.
Wait for Posting
It will post to your report in a few weeks, and you'll start seeing results!
Select a Package
Get started with 90 Day Credit Experts — our team gets to working on removing inaccurate, outdated, or negative items holding your credit back.
We Dispute & Repair Your Credit
We challenge negative accounts directly with the credit bureaus and creditors using proven, compliant strategies to restore your credit fast.
Watch Your Credit Transform
We help you build strong, positive credit that opens new financial opportunities.

I’d been stuck in the low 500s for years and tried fixing my credit on my own with no luck. Within two months of joining 90 Day Credit Experts, they got multiple collections deleted and my score jumped 112 points! The team actually kept me updated the whole time, which made me feel like they really cared. They even helped me get a tradeline. Totally worth it.
-Marcy
I was skeptical because I’ve wasted money on other credit repair companies before, but 90 Day Credit Experts actually delivered. They explained everything clearly, handled all the disputes, and I started getting deletion notices within a few weeks. My Experian score went from 589 to 703 in less than three months. The real value was how quickly they cleaned up my report.
-Keith
No hidden fees, flexible plans, and the freedom to cancel or pause anytime.

Most clients start seeing deletions and credit score improvements within the first 30–45 days. Every credit profile is different, but our process is designed to deliver noticeable progress quickly.
Along with personalized credit restoration, you’ll receive guided help on rebuilding habits, new credit opportunities, and overall credit strategy.
Not at all. Our process is completely safe and compliant. We never close or alter your active accounts — we only work to remove inaccurate or negative items and add positive data that strengthens your overall report.